Your goals guide your investment decisions. Reaching your destination matters as long as you don't take too much risk to get there. Asset allocation models, performance monitoring, style specific managers, and rebalancing are tools that help you achieve specific monetary goals (Read more about asset allocation here. You also might need professional resources to implement your investment goals.

Many stock and bond investors live with some anxiety about their investments. Typically, we question the timing of our investments, and the way we invest. Everyone is risk averse in various ways. Could you be taking more risk than you intend, or are you investing more conservatively than necessary to meet your goals? Ethos Advisory Services offers a simple, yet intelligent risk-tolerance assessment tool. You can sign up for a username and password on the Ethos contact page.

Need help to pull it all together? Getting your goals in order includes managing debt, limiting tax-liability, determining cash-flow needs, and perpetuating your goals with estate planning. Maybe all you need is a couple of questions answered. Just Ask!

Rapport and intelligence usually guide you when choosing an advisor. First, you may want to read about the difference between a stock broker and a registered investment advisor. Ethos Advisory Services, Inc. is a fee-only independent registered investment advisory firm providing asset management services to small/medium business-pension plans and individual investors. Ray Randall is President of Ethos Advisory Services, Inc.

Leave your question(s) for Ray on the Ethos contact page.

Hyperlinks on this website are provided as a convenience and we disclaim any responsibility for information, services or products found on websites linked hereto.

Asset Allocation determines your investment results over time.

Manage your risk and your return with diversification

(Source: Brinson, Singer, Beebouwer/1990-Financial Analysis Journal May/June 1991)